Pros:
Unlimited rewards with bonus No restrictions or categories No annual fee
Cons:
No introductory APRNo rewards bonus
With the PayPal Cashback Mastercard, you receive unlimited rewards with no maximums.Cardholders receive 3% cashback on PayPal purchases and 2% cashback on all other purchases.There is no introductory offer or APR for this card.
PayPal is the perfect card for both occasional and habitual shoppers. Absent are the usual tricky and complicated rewards structures. Instead, PayPal keeps it nice and simple by offering a flat rewards system. Of course, PayPal favors its own site, so PayPal purchases earn unlimited 3% back. Even if you choose to shop outside of PayPal, you will still receive 2% cashback, making it easy to earn cashback on those everyday purchases, both big and small. There are no limits and no restrictions when it comes to the card’s rewards.
Saves you extra money on the purchases you make every dayDoes not require an annual feeOffers a competitive APRGives extra bonuses for PayPal purchases
With its exclusive PayPal rewards structure, this is a card best served for PayPal users, especially because membership is required before you can sign up for the card.
15.74%24.74%27.74%
There is no introductory offer or APR. However, by partnering with Mastercard, PayPal is able to provide cardholders with a slew of benefits and security protections, including Zero Liability Protection for fraudulent purchases, Mastercard ID Theft Protection to monitor your credit score and white-glove ID Theft Resolution. In today’s digital world, that extra assurance goes a long way. There are also other ways to receive help:
A community forum for Q&As from other cardholdersResolution Center to help with questionable transactions
When you log in to your account, there are options for more personalized help specifically for your account. It is hard to think of anyone that would not benefit from the PayPal Cashback Credit Card. The APR could be lower, and there is a foreign transaction fee, but unlimited rewards can save you a ton of money and help you buy a few extras, too.
Citi Double Cash Card: Earn 2% cash back for every purchase (1% at the time you purchase and 1% when you pay), with no annual fee. Cardholders earn their rewards in ThankYou points, but each point is worth 1 cent, so it works out to 2% cash back. Aside from offering unlimited rewards no matter where or how you shop, the card features one of the longest intro APR for balance transfers. Transfer the balance from a card that’s accruing interest to this card and pay it down at no interest.Wells Fargo Active Cash® Card: Similar to the Double Cash, this card earns 2% cash rewards on purchases with no annual fee. However, it comes with an impressive selection of Visa Signature protections, and in addition to offering a generous intro APR offer for qualifying balance transfers, it also has a generous intro APR offer for new purchases.
